Repayment schedule screenshot

Tap to see the full repayment schedule

Free on Google Play

Loan calculator for real financial decisions

These panels illustrate what LoanGenerators can do — the same loan simulation, break-even analytics, and side-by-side loan comparison features you'll find after you install it from Google Play.

LoanGenerators
Loan Inputs
Loan Payment Calculator
loan amount taken
Set Loan Amount taken
AugSepOct
29301
202520262027
Set the loan start date
REFUNDS PARAMETERS:
SepOctNov
3012
202520262027
Set refunds start date
Monthly
Set refund periods type
refunds payment
frequencies
Set refunds frequencies
number of refund
payments
Set number of refunds
No indexation
Set refund indexation type
interest payment
rate
Set interest rate
CONFIRMATION
LoanGenerators
Loan Simulator

Mortgage Amount

$1,000,000

Interest Rate

4.2%

Monthly Payment

$6,166
Principal (month 1)$2,666
Interest (month 1)$3,500
Loan Term20 Years
Analytics
Break-Even Chart

Break-even reached

Year 7
Principal paid becomes higher than interest
Total Principal$256K
Total Interest$255K
Balance Left$744K
Comparison
Loan Comparison
Bank A
4.2% fixed
Best Deal
Bank B
5.5% variable
$61K more
Bank C
part at 4.2% fixed interest and part at variable rate
$45K more

Estimated Savings

$45,000
Amortization
Repayment Schedule

Interest / Principal Ratio

10.9% / 89.1%

Break-Even Point

Nov 2026
Line 0 · Sep 2026I/P 207.9%
Line 1 · Oct 2026I/P 8.0%
Line 2 · Nov 2026I/P 7.6%
Why LoanGenerators

Every loan, modelled in seconds

Whether it's a mortgage, car loan, or personal credit — LoanGenerators gives you complete visibility before you sign anything.

📊

Real-time simulation

Adjust loan amount, interest rate, and term on the fly and see your payments update instantly as you go.

📅

Full payment schedule

See a breakdown of every payment — principal, interest, and remaining balance — across the entire loan term.

🔁

Compare loan options

Run multiple loan scenarios side by side to find the deal that saves you the most over the long run.

💡

Smart insights

Understand exactly how much interest you'll pay and when, so you can plan early repayments wisely.

📤

Export & share

Export your loan schedule as a PDF or share it directly with your bank, broker, or financial advisor.

🔒

Private & secure

No account required. Your loan data stays on your device — we never store or share your financial details.

Payment Schedule

See exactly where your money goes

Here's a sample amortization table for a $1,000,000 loan at 4.2% APR over 240 months.

MonthPaymentPrincipalInterestBalanceStatus
1$6165.71$2665.71$3500.00$997,334.29On track
2$6165.71$2675.04$3490.67$994,659.26On track
3$6165.71$2684.40$3481.31$991,974.86On track
6$6165.71$2722.18$3443.53$981,142.97Upcoming
12$6165.71$2779.85$3385.86$964,608.64Upcoming
240$6165.71$6144.20$21.50$0.00Upcoming

Get LoanGenerators free on Android

Download the app from Google Play and start simulating your loan contracts in seconds. No sign-up, no fees, no data shared.

Get it on Google Play
Free
No hidden costs
No sign-up
No account required
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Ready to simulate your loan?

Download for free on Android and take control of your financial decisions.

Get it on Google Play